VOluntry Benefites Magazine Directory :: PRAM Insurance Services, Inc.

PRAM Insurance Services, Inc.


PRAM Insurance Services, Inc.

Group Eligibility

Guaranteed Issue for Limited Benefit Plans, ER's, Associations

State Eligibility

All states except WA and OR

Product / Services

Insured Pharmacy including Generic Only, Traditional Employer

Group / Individual

ER Group, Individual for Trade and Professional Associations

Additional Information

PRAM an Orange County California underwriting organization, was founded in 1989 as a risk management firm specializing in supporting carriers in underwriting insured pharmacy carve out plans for actives, pre and post 65 retirees nationally. PRAM serves the employee benefit consulting and brokerage community by providing a host of programs and services; including insured pharmacy underwriting & consulting services, turnkey pharmacy administration, as well as ancillary programs for their clients from Main Street to Wall Street.